Chai invests some money. By the end of the first year, the value of the investment has decreased by $$\(35 \%\)$$. By the end of the second year, the value of the investment has increased by $$\(40 \%\)$$ of its value at the end of the first year. Find the overall percentage change in the value of the investment. .......................................... $$\(\%\)$$

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